banking jobs in UAE | Emirates Islamic bank emirates careers
Emirates Islamic bank announced, through its Linkedin account, a bank job in uae (Credit Manager (Wholesale Banking)) according to the following:
- Assessing credit proposal from the allocated Wholesale Banking portfolio, to ensure these fit within Bank’s strategy and Credit policy.
- Contribute to facility structuring & ensure completeness of applications incl. detailed analysis of sector/industry and all associated risks.
- Meet customers to get first-hand view of the proposal and undertake site visits as required.
- Ensure that financing proposals are in compliance with Bank’s credit policy and also in compliance with UAE Central Bank’s regulatory norms.
- Monitoring portfolio of assets and exercising close surveillance to ensure its healthy status; research and analyze both micro and macro development in relation to credits to provide anticipatory warnings of risks, foresee danger signals and advise measures to prevent losses.
- Identify weak accounts within allocated portfolio and recommend for downgrading – with or without provisioning.
- Control, monitor and follow-up credits via review of irregular and past due accounts, pending documentation and overdue renewals.
- Interacting with relationship managers.
- Undertaking special projects and assignments in credit area
- Quality of Credit Recommendations & /or approvals; necessary escalations/discussions
- Adherence to Policy/Processes/Guidelines
- Undertake sector / portfolio reviews
- Ensure proactive portfolio management through regular monitoring of a/cs especially PD/OLEM/EAR a/cs & reduce NPLs
- Maintain Service Quality and adherence to TATs
- Proactive Business Support/Quality of interaction with allocated BUs (to be 2 way)
- Understand Customer needs and undertake BU/customer visits as required
- Accuracy & quality of comments on various reports; monitor exception repots & a/cs for timely inclusion on EAR as per control & Monitoring policy
- Escalate covenant breaches & other audit remarks
- Contribute towards achieving acceptable INA rating
- Initiate to improve knowledge and technical skills
- Develop product, policy & procedures knowledge
- Effective interaction with colleagues to share knowledge
- Contribute towards policy/process revisions, industry reviews besides revised authorities & controls
- Pro-activeness to provide suggestions for overall improvement in policy, procedures or processes
- Initiative and involvement in special projects from time to time
- Bachelor or Master’s Degree
- Diploma/certificate in Banking/Finance
- CA/CFA/CPA/CMA
- 8+ years (Banking, of which min 5 years in Corporate Credit) preferably within UAE
- Can be exempted for UAE Nationals
- Knowledge of Corporate products including Trade Finance, Treasury and Syndications/Club deals; and Real estate and Project finance
- Analytical with attention to detail.
- Ability to manage high volumes, while ensuring required due diligence
- Ability to work independently and positive team spirit
- Ability to interact with various levels of seniority
- Initiative to learn and improve credit skills.
Details and apply for this Emirates Islamic bank job as follows:
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