banking jobs in UAE | Emirates Islamic bank emirates careers

   banking jobs in UAE | Emirates Islamic bank emirates careers

banking jobs in UAE | Emirates Islamic bank emirates careers

Emirates Islamic bank announced, through its Linkedin account, a bank job in uae (Credit Manager (Wholesale Banking)) according to the following:

  • Assessing credit proposal from the allocated Wholesale Banking portfolio, to ensure these fit within Bank’s strategy and Credit policy.
  • Contribute to facility structuring & ensure completeness of applications incl. detailed analysis of sector/industry and all associated risks.
  • Meet customers to get first-hand view of the proposal and undertake site visits as required.
  • Ensure that financing proposals are in compliance with Bank’s credit policy and also in compliance with UAE Central Bank’s regulatory norms.
  • Monitoring portfolio of assets and exercising close surveillance to ensure its healthy status; research and analyze both micro and macro development in relation to credits to provide anticipatory warnings of risks, foresee danger signals and advise measures to prevent losses. 
  • Identify weak accounts within allocated portfolio and recommend for downgrading – with or without provisioning.
  • Control, monitor and follow-up credits via review of irregular and past due accounts, pending documentation and overdue renewals.
  • Interacting with relationship managers.
  • Undertaking special projects and assignments in credit area
  • Quality of Credit Recommendations & /or approvals; necessary escalations/discussions
  • Adherence to Policy/Processes/Guidelines
  • Undertake sector / portfolio reviews
  • Ensure proactive portfolio management through regular monitoring of a/cs especially PD/OLEM/EAR a/cs & reduce NPLs
  • Maintain Service Quality and adherence to TATs
  • Proactive Business Support/Quality of interaction with allocated BUs (to be 2 way)
  • Understand Customer needs and undertake BU/customer visits as required
  • Accuracy & quality of comments on various reports; monitor exception repots & a/cs for timely inclusion on EAR as per control & Monitoring policy
  • Escalate covenant breaches & other audit remarks
  • Contribute towards achieving acceptable INA rating
  • Initiate to improve knowledge and technical skills
  • Develop product, policy & procedures knowledge
  • Effective interaction with colleagues to share knowledge
  • Contribute towards policy/process revisions, industry reviews besides revised authorities & controls
  • Pro-activeness to provide suggestions for overall improvement in policy, procedures or processes
  • Initiative and involvement in special projects from time to time
  • Bachelor or Master’s Degree
  • Diploma/certificate in Banking/Finance
  • 8+ years (Banking, of which min 5 years in Corporate Credit) preferably within UAE
  • Can be exempted for UAE Nationals
  • Knowledge of Corporate products including Trade Finance, Treasury and Syndications/Club deals; and Real estate and Project finance
  • Analytical with attention to detail.
  • Ability to manage high volumes, while ensuring required due diligence
  • Ability to work independently and positive team spirit
  • Ability to interact with various levels of seniority
  • Initiative to learn and improve credit skills.

Details and apply for this Emirates Islamic bank job as follows:

Click here

For more important and interesting topics, click here