banking jobs in UAE | Mashreq Bank emirates careers
Mashreq Bank announced, through its Linkedin account, a bank job in uae (Area Manager- Business Banking) according to the following:
- Lead & manage a regional team of Business Banking Relationship Managers. Support the Team in meeting their pre-set financial & non-financial objectives.
- Responsible for developing business & establishing Mashreq as the leading SME brand in the assigned geography.
- Drive the team on enhancing relationship revenue from existing portfolio of borrowing and non-borrowing accounts by cross-selling and up-selling products.
- Assist the Distribution & SE Heads in developing and executing business strategy, plan and budget.
- Develop and implement business plan to achieve pre-set financial and non-financial objectives.
- Review the existing portfolio in a timely manner and ensure that appropriate credit facilities are recommended in line with the bank’s credit policy to maximize earnings while containing risks to an acceptable level
- Follow-up and ensure the team conducts annual/ periodic credit facility reviews to existing relationships and identifying candidates for downgrades/ upgrades
- Follow-up and ensure the team implements and maintains complete control aspects i.e. documentation, periodical client visits/ call reports, stock inspections and formal credit checks/ informal market feedback to monitor the assigned portfolio effectively.
- Undertaking industry and company specific research analysis. Directly interacting with industry participants.
- Develop on the job learning curve of AM and SSO to enable them to grow & professionally and prepare them for higher levels of responsibility.
- Managing and maintaining high staff morale to ensure superior service delivery and low staff turnover.
- Set job objectives and perform timely review to measure performance and identify staff development and training needs.
- To ensure clarity among staff of KPI's and job_ competencies required to effectively achieve business goals.
- Identify and reward high performers and implement an effective retention program for critical staff.
- Multiproduct SME banking skill set with detailed understanding of Credit, Trade products, Legal framework etc.
- Strong people management skills.
- Complete knowledge and clear understanding of bank's policy; AML & compliance policy.
- Knowledge of various banking & financial products/ services.
- Excellent communication and analytical skills with ability to manage, lead, motivate, and monitor people.
- Exceptional leadership and management capabilities.
- Management degree with minimum sales/ marketing experience of 8+ years.