Investment Banking Jobs In Germany | insh20
BayernLB announced on its official Linkedin page a vacancy
Senior Specialist Credit Analysis Global Corporates (m/f/d)
Banks in Germany
- Banks in Germany are renowned for their efficiency and reliability, offering a wide range of services to individuals and businesses alike.
- With over 1,500 banks operating nationwide, customers have access to an extensive network of branches as well as online banking capabilities.
- German banks offer competitive interest rates on savings accounts and loans while providing a secure environment for financial transactions.
- Additionally, the country's regulatory framework ensures that deposits up to €100 000 are protected by the government-backed deposit guarantee scheme which provides further assurance when it comes to investing funds or taking out loans from German banks.
Banker salary in Germany
- The average salary of a banker in Germany is quite competitive, with an annual mean salary ranging from €50,000 to €80,000.
- This figure can vary depending on the size and type of bank and the individual's experience level.
- Bankers in Germany also enjoy other benefits such as bonuses for performance or promotions within their departments as well as access to health insurance plans and pension schemes.
- As banking continues to be one of the most sought-after professions in Germany due its high salaries and potential for career growth, it is no surprise that many individuals are attracted by this line of work.
Your core tasks
- Forward-looking risk assessment of new business inquiries with regard to industry, customer creditworthiness, financing structures and collateral
- Balance sheet analyzes of national/international annual accounts for comprehensive credit and risk assessment of borrowers and regular monitoring of the transferred portfolio cases
- Market and industry analyzes with a focus on the energy sector
- Creation of ratings and credit reports ready for decision, including Risk Office vote
- Active support and accompaniment of customer strategies and customer discussions in the deal team
- Independent risk early detection/management for the responsible portfolio; Development and implementation of risk-limiting measures
- Superordinate tasks of the department and the area
Knowledge, Skills And Experience
- Successfully completed bank training with targeted further training (bank academy, savings bank academy, distance learning, etc.) and/or economics and/or legal studies
- Sound knowledge of English and/or French (Level B2), other foreign languages are welcome
- Several years of practical professional experience, ideally with analysis work and/or professional experience in the lending business
- Very good analytical skills, structured & networked thinking and high problem-solving skills
- Strong risk and responsibility awareness
- High level of initiative and commitment
- Good contact and team skills as well as customer orientation
- Performance and willingness as well as resilience