Invest Bank announced, through its Linkedin account, a bank job in uae (Senior Credit Manager) according to the following:
Review the Credit Analysis of applications / proposals conducted by the assigned credit team and the submitted Credit Application to ensure completeness, identification of all risks and all credit policies and external regulatory guidelines are adhered to, while ensuring the recommendations are in line with the Bank’s strategy, Bank’s policies, financing structure is appropriate and requisite mitigants and covenants are incorporated.
Meticulous review of the assigned portfolio to identify potential weaknesses, trigger early warning and effecting necessary actions to remediate the accounts.
Preservation of high standards of credit risk assessment in line with the Risk Appetite Statement, Credit Policy, Standards and related procedures.
Provide overview of the corporate credit portfolio in respect of exposure to individual industry sectors and awareness of the local/ regional market.
Allocate tasks to team members to ensure a proper load, recognizing experience, complexity, load etc.
Periodically assess the quality of the analysis performed by the team and manage the team to ensure quick turnaround time for credit approvals to increase efficiency and meet the agreed turnaround time.
Assist in conducting evaluations and provide recommendation to CCO.
Ensure operating at all times within legal and regulatory parameters.
Ensure thorough preparation for Credit Committee meetings, to present credit proposals / recommendations.
Ensure all credit proposals / requests are approved as per delegated limits of authority and all required approvals of Management Credit Committee/Board are obtained.
Ensure ratification by appropriate authority wherever any urgent approvals are permitted.
Interact with internal audit and regulatory audit for their requirements and address their concerns on respective accounts and portfolio.
Review the risk rating of the accounts in line with the policies and procedures.
Responsible for monitoring of existing credits and systematic classification into appropriate categories
Proscribe inappropriate behaviour, products or services from a Credit perspective in order to highlight issues, early warning signs and protect the Bank from potential Credit exposure.
Escalate problematic past-due clients to appropriate levels; propose restructured solutions as needed and actively contribute to their resolution.
