bank jobs Germany | career at Citibank

   bank jobs Germany | career at Citibank


Banking Jobs In Germany | Citi Bank careers

Citi Bank announced, through its Linkedin account, a bank job Credit Analyst - Hybrid according to the following

  • Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies.
  • Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool.
  • Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing. 
  • Additional responsibilities may include being a specialist for a designated industry and the effective interaction with Credit Officers and Relationship Managers while providing assistance regarding the analysis of the applications.
  • Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit).
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry.
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth.
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers.
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring.
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting.
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Prior experience in a financial institution with a focus on credit analysis and spreading software.
  • Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis.
  • Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies.
  • Bachelor’s/University degree or equivalent experience.

Details and apply for this Citi Bank career as follows:

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