Trending

banking jobs in UAE | Emirates Islamic Bank careers

banking jobs in UAE | Emirates Islamic Bank careers

 
banking jobs in UAE | Emirates Islamic Bank careers

Emirates Islamic Bank announced, through its Linkedin account, a bank job in uae (Credit Analyst) according to the following:


  • Assessing credit proposal from the allocated Commercial Banking portfolio, to ensure these fit within Bank’s strategy and Credit policy.
  • Contribute to facility structuring & ensure completeness of applications incl. detailed analysis of sector/ industry and all associated risks
  • Meet customers to get first-hand view of the proposal and undertake site visits as required.
  • Ensure that lending proposals are in compliance with Bank’s credit policy and also in compliance with UAE Central Bank’s regulatory norms.
  • Monitoring portfolio of assets and exercising close surveillance to ensure its healthy status; research and analyze both micro and macro development in relation to credits to provide anticipatory warnings of risks, foresee danger signals and advise measures to prevent losses.
  • Identify weak accounts within allocated portfolio and recommend for downgrading – with or without provisioning.
  • Control, monitor and follow-up credits via review of irregular and past due accounts, pending documentation and overdue renewals.
  • Interacting with business managers up to the level of Heads of Business Banking Credit.
  • Undertaking special projects and assignments in credit area.
  • Job Content
  • Quality of Credit Recommendations &/or approvals; necessary escalations/discussions.
  • Adherence to Policy/ Processes/ Guidelines.
  • Undertake sector/ portfolio reviews.
  • Ensure proactive portfolio management through regular monitoring of a/cs especially PD/ OLEM/ EAR a/cs & reduce NPLs.
  • Maintain Service Quality and adherence to TATs.
  • Proactive Business Support/ Quality of interaction with allocated BUs (to be 2 way).
  • Understand Customer Needs and undertake BU/ customer visits as required.
  • Accuracy & quality of comments on various reports; monitor exception reports & a/cs for timely inclusion on EAR as per control & Monitoring policy.
  • Escalate covenant breaches & other audit remarks.
  • Contribute towards achieving acceptable INA rating
  • Initiative to improve knowledge and technical skills.
  • Develop product, policy & procedures knowledge.
  • Effective interaction with colleagues to share knowledge.
  • Contribute towards policy/ process revisions, industry reviews besides revised authorities & controls.
  • Pro-activeness to provide suggestions for overall improvement in policy, procedures or processes.
  • Initiative and involvement in special projects from time to time.

Details and apply for this Emirates Islamic Bank job as follows:


Comments