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banking jobs in UAE | Mashreq Bank emirates careers

banking jobs in UAE | Mashreq Bank emirates careers

 
banking jobs in UAE | Mashreq Bank emirates careers


Mashreq Bank announced, through its Linkedin account, a bank job in uae (Senior Manager, Business Banking Credit) according to the following:

  • Early detection of warning signals such as excesses, past dues, adverse market information, in order to ensure timely corrective action.
  • Maintain targeted turn-around time for credit approvals.
  • Assist Senior Credit Manager by reviewing proposals in L2 Credit Manager’s/Retail Credit Head’s approval authority and approving credits within the incumbent’s own credit approval authority.
  • Follow up with the relationship managers on daily exception reports to get the exceptions resolved.
  • Prepare portfolio highlights for senior management review.
  • Review and oversight of the Egypt Portfolio
  • Engage with IT/Analytics/3rd party to automate portfolio reports
  • Explore Artificial Intelligence and Machine Learning possibilities for review/monitoring of portfolio
  •  Initiate and lead monthly sample review or trigger-based review of specific accounts
  • Conduct quarterly portfolio/thematic review of BB portfolios
  • Monitoring of portfolio reviews based on trends based on 12 months transaction behavior on and off us (bureau)/Regular PDs/Overdue/Unusual-suspicious transactions.
  • Review sample underlying documents/instruments/invoices/documents etc. to ensure that the transaction pattern is in line with the business model
  • Surprise warehouse visits
  • Regular checks of supplier/buyer on company management/promoters
  • Prepare short summary of credit proposals to enable quick approval of credit proposals.
  • Summarize key elements from complex proposals and break them down into simple steps for decision making purposes.
  • Carry out due diligence on borrowers on an ongoing basis.
  • Assist RMs in structuring proposals with the objective of achieving the optimum solution for both Mashreq and the customer.
  • Educate RMs who at times do not possess the requisite skill and experience to carry out certain transactions.
  • University Graduate, MBA or equivalent is preferred.
  • Minimum 8 to 10 years lending experience, which should include 4 to 6 years of front-line relationship management experience and minimum 4/5 years as an approver of large credit proposals.
  • High degree of analytical skills, ability to cut through excessive information to arrive at the key risk factors, keen eye for detail and ability to analyze complex data.
  • Lending skills (credit, analytical, judgment) across various industries / lines of business (Trade, Asset Backed Financing, Contracting, Banks & Non Bank Financial Institutions, Leveraged Buy Out, Project Finance).
  • Knowledge of regulations in different countries Mashreq now operates in.
  • Excellent written and verbal communication skills.
  • Strong negotiating skills, both internally within the organization as well as outside with other banks, borrowers and regulators.

Details and apply for this Mashreq Bank job as follows:


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