banking jobs in UAE | Mashreq Bank emirates careers
banking jobs in UAE | Mashreq Bank emirates careers
Mashreq Bank announced, through its Linkedin account, a bank job in uae (Senior Manager, Business Banking Credit) according to the following:
Early detection of warning signals such as excesses, past dues, adverse market information, in order to ensure timely corrective action.
Maintain targeted turn-around time for credit approvals.
Assist Senior Credit Manager by reviewing proposals in L2 Credit Manager’s/Retail Credit Head’s approval authority and approving credits within the incumbent’s own credit approval authority.
Follow up with the relationship managers on daily exception reports to get the exceptions resolved.
Prepare portfolio highlights for senior management review.
Review and oversight of the Egypt Portfolio
Engage with IT/Analytics/3rd party to automate portfolio reports
Explore Artificial Intelligence and Machine Learning possibilities for review/monitoring of portfolio
Initiate and lead monthly sample review or trigger-based review of specific accounts
Conduct quarterly portfolio/thematic review of BB portfolios
Monitoring of portfolio reviews based on trends based on 12 months transaction behavior on and off us (bureau)/Regular PDs/Overdue/Unusual-suspicious transactions.
Review sample underlying documents/instruments/invoices/documents etc. to ensure that the transaction pattern is in line with the business model
Surprise warehouse visits
Regular checks of supplier/buyer on company management/promoters
Prepare short summary of credit proposals to enable quick approval of credit proposals.
Summarize key elements from complex proposals and break them down into simple steps for decision making purposes.
Carry out due diligence on borrowers on an ongoing basis.
Assist RMs in structuring proposals with the objective of achieving the optimum solution for both Mashreq and the customer.
Educate RMs who at times do not possess the requisite skill and experience to carry out certain transactions.
University Graduate, MBA or equivalent is preferred.
Minimum 8 to 10 years lending experience, which should include 4 to 6 years of front-line relationship management experience and minimum 4/5 years as an approver of large credit proposals.
High degree of analytical skills, ability to cut through excessive information to arrive at the key risk factors, keen eye for detail and ability to analyze complex data.
Lending skills (credit, analytical, judgment) across various industries / lines of business (Trade, Asset Backed Financing, Contracting, Banks & Non Bank Financial Institutions, Leveraged Buy Out, Project Finance).
Knowledge of regulations in different countries Mashreq now operates in.
Excellent written and verbal communication skills.
Strong negotiating skills, both internally within the organization as well as outside with other banks, borrowers and regulators.
Details and apply for this Mashreq Bank job as follows:
